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Compare Mortgage Lenders

Real lenders organized by specialty. Find the right fit for your loan type and apply directly on their website.

Non-Affiliated Lender Directory

The lenders listed below are not affiliated with Apply Now 24/7. We receive no compensation for these listings. Lenders are included based on industry recognition and publicly available information. Your experience may vary. We strongly recommend getting quotes from multiple lenders (at least 3-5) to compare rates, fees, and service.

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Major National Mortgage Lenders

Among the largest mortgage originators in the United States

According to Statista, United Wholesale Mortgage and PennyMac Financial were among the largest U.S. mortgage lenders by home purchase volume in 2024.

United Wholesale Mortgage

Wholesale Lender

One of the largest mortgage lenders in America by volume. Works through mortgage brokers.

Rocket Mortgage

Online Lender

Major direct-to-consumer lender known for digital mortgage experience. Offers FHA, VA, Conventional.

PennyMac

National Lender

Among the top mortgage originators nationally. Offers conventional, FHA, VA, and jumbo loans.

loanDepot

National Lender

Major national lender offering FHA, VA, conventional, and jumbo mortgage products.

CrossCountry Mortgage

Full Service

National lender offering conventional, FHA, VA, USDA, and specialty loan products with local loan officers.

Newrez

National Lender

Major mortgage lender offering purchase, refinance, FHA, and VA loan products nationwide.

VA Loan Specialists

Lenders focused on serving veterans and active-duty military

According to industry reports, Veterans United has been recognized as the top VA loan lender by volume for multiple consecutive years.

Veterans United Home Loans

VA Exclusive

Specializes exclusively in VA loans. Recognized as a leading VA lender by origination volume.

Navy Federal Credit Union

Credit Union

Military-focused credit union serving Navy, Army, Marine Corps, Air Force, Coast Guard, and veterans.

USAA

Military Services

Full-service financial institution for military members and families. Offers VA and conventional mortgages.

Learn more about VA loan requirements and benefits

USDA Rural Development Loan Lenders

Lenders experienced with USDA Guaranteed Rural Housing loans

Guild Mortgage was named the Top Guaranteed Rural Housing Lender by the USDA for 2023 and 2024. Fairway Independent Mortgage is also a major USDA loan originator.

Guild Mortgage

USDA Top Lender

Named Top Guaranteed Rural Housing Lender by USDA two consecutive years (2023, 2024).

Fairway Independent Mortgage

Major USDA Originator

Ranked among the top USDA loan originators nationally. Known for customer service focus.

CrossCountry Mortgage

USDA Available

National lender offering USDA loans alongside conventional, FHA, and VA products.

Learn more about USDA loan eligibility and requirements

FHA Loan Lenders

Lenders offering FHA-insured mortgages for first-time and low-down-payment buyers

According to NerdWallet andBankrate, major FHA lenders include Rocket Mortgage, Newrez, loanDepot, and Pennymac.

Rocket Mortgage

Major FHA Lender

One of the largest FHA loan originators. Digital application with low down payment options.

Fairway Independent Mortgage

First-Time Buyer Focus

Known for first-time homebuyer programs and FHA expertise with local loan officers.

CrossCountry Mortgage

FHA Available

Offers FHA loans with local loan officer support. Known for accessible qualification options.

Learn more about FHA loan requirements and benefits

HELOC & Home Equity Lenders

Lenders offering home equity lines of credit and home equity loans

Sources like NerdWallet,Bankrate, andMarketWatch review HELOC lenders including Figure, Better, and Rocket Mortgage.

Figure

Fast Online HELOC

Known for quick online HELOC application and fast funding. Blockchain-powered platform.

Better Mortgage

Higher Limits

Offers HELOCs with higher-than-typical borrowing limits and flexible term options.

Bank of America

Relationship Discounts

Offers HELOC products with rate discounts for existing Bank of America customers.

Learn more about HELOCs and home equity loans

Reverse Mortgage (HECM) Lenders

Lenders specializing in FHA-insured Home Equity Conversion Mortgages for seniors 62+

According to industry sources like SeniorSite andSeniorResource, leading reverse mortgage lenders include Mutual of Omaha Mortgage, Finance of America Reverse, and Longbridge Financial.

Mutual of Omaha Mortgage

HECM Specialist

A leading reverse mortgage lender. Part of the Mutual of Omaha financial services family.

Finance of America Reverse

Major HECM Lender

Has funded over $17 billion in reverse mortgages. Offers HECM and proprietary products.

Longbridge Financial

Reverse Specialist

Reverse mortgage specialist with billions in loan volume. Offers education-first approach.

Learn more about reverse mortgages and HECM requirements

Not Sure Which Loan Type is Right for You?

Learn more about each loan type to find the best fit for your financial situation before applying.

Remember: The best mortgage is the one that fits your unique situation. Take time to compare multiple lenders, read current reviews, and ask questions. A small difference in rate can save you thousands over the life of your loan.