Access your home's equity with fixed-rate loans or flexible credit lines
Home equity loans and Home Equity Lines of Credit (HELOCs) allow you to borrow against the equity you've built in your home. These second mortgages can provide access to significant funds for home improvements, debt consolidation, or other major expenses.
Borrow up to 80-85% of your home's value minus existing mortgage
Interest may be tax deductible for home improvements
Typically lower rates than credit cards or personal loans
Fixed rate, lump sum payment, predictable monthly payments
Variable rate, draw funds as needed, interest-only payment option
Home equity loans use your home as collateral. Consider these important factors before borrowing.