Navigate your path to homeownership with comprehensive, educational information about mortgage options. Learn about different loan types, qualification requirements, and find the right mortgage for your situation.
Apply Now 24/7 provides free educational resources about mortgage options. We offer unbiased information and do not provide lending services or receive compensation from lenders.
Learn about different types of mortgages and find the one that best fits your financial situation and homeownership goals.
Calculate your monthly mortgage payments, see payment breakdowns, and view detailed amortization schedules. Our comprehensive calculator helps you understand exactly what your mortgage will cost over time, including principal, interest, taxes, and insurance (PITI).
Calculate PITI payments with taxes and insurance
See how much goes to principal vs. interest
Understand the total cost of your loan over time
Follow these essential steps to prepare for your first mortgage application and home purchase.
Review your credit score and report to understand your mortgage options
Calculate how much house you can afford based on your income and expenses
Obtain a pre-approval letter to show sellers you're a serious buyer
Shop for homes within your budget with confidence
We're committed to providing unbiased, educational information to help you make informed decisions about your mortgage.
Comprehensive information without sales pressure or lender bias
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All our educational resources are completely free to access